Estate Planning Resources
A Client-Friendly Annual Beneficiary Checklist
(Use this once a year—or after any major life event)
Accounts to Review
☐ Life insurance policies
☐ Retirement accounts (IRA, 401(k), 403(b), pensions)
☐ Annuities
☐ Bank accounts with POD designations
☐ Brokerage accounts with TOD designations
What to Confirm
☐ Primary beneficiary is correct
☐ At least one contingent beneficiary is named
☐ Legal names are spelled correctly
☐ Addresses and contact details are current
☐ Designations align with your will or trust
☐ Trusts are properly named (including correct trust name and date)
Red Flags
☐ Ex-spouse still listed
☐ Deceased beneficiary listed
☐ “Per stirpes” or “by representation” not clearly defined
☐ No contingent beneficiary named
If any box gives you pause, it’s time to update—not later, not “eventually.” NOW!
At Atkinson Law, we listen to all our clients and protect their interests so they can receive a positive legal outcome. We’ll work with you and give you the best possible recommendation for your future. To schedule an Estate Plan Review, contact us today by calling (410) 882-9595 or visiting our website.